Group Health Insurance in Alberta
Keep Your Best Employees with Affordable Group Health Insurance Plans for Alberta Small Businesses
Wescan Insurance Brokers is a group insurance broker in Calgary which has been dedicated to serving small businesses across Alberta for several years. We specialize in health insurance for small businesses in oil & gas to construction, agriculture, transportation, and professional service. We have the expertise to customize affordable and sustainable plans for any business with 2 to 99 employees. Our head office is located in Calgary, AB, and we have been in operation since 2012. Thanks to our strong partnerships with carriers like Alberta Blue Cross, Sunlife, Manulife, Canada Life, Equitable Life, Cooperators, Desjardins, RBC Insurance, and more, we can offer comprehensive and budget-friendly health insurance plans to small businesses.
By leveraging these robust carrier partnerships, we deliver affordable and competitive health insurance plans that help businesses attract and retain top talent. As part of our strategy for Alberta, WIB is committed to offering Market Research & Comparative Product Analysis, Plan Optimization, and guidance on the Benefits Dollar Maximization Principle (BDMP). This ensures your group health insurance plan remains cost-effective, adaptable, and sustainable over the long term.
Understanding Alberta’s Small Business Landscape
Alberta’s economy is fueled by industries such as oil & gas to construction, agriculture, transportation, and professional services. Small businesses play a pivotal role in these sectors, creating a significant demand for customized and affordable health insurance plans.
While Wescan Insurance Brokers has established a strong presence in retail, heavy machinery, and landscaping, there are emerging opportunities in sectors like construction, agriculture, logistics, and professional services. We’ve assisted small businesses in Calgary, Edmonton, Lethbridge and Red Deer. By expanding into these sectors, we can also serve small businesses in other cities, including St. Albert, Medicine Hat, Grande Prairie, Fort McMurray, Spruce Grove, Leduc and more with customizable and affordable health insurance plans.
Why Choose Wescan Insurance Brokers for Your Small Business Health Insurance?
Wescan Insurance Brokers differentiates itself from competitors by offering flexible and cost-stable health insurance solutions tailored to Alberta’s small business needs. Our core values for providing the best small business health insurance include:
1. Customized Health Insurance Plans
We recognize that each business is unique. Unlike off-the-shelf health insurance packages, our advisors collaborate closely with business owners to tailor coverage based on:
✔ Employee needs and group demographics
✔ Budget and benefit dollar allocation
✔ Occupation
✔ Annual Earnings (Base Salary, Commissions, Bonuses & Dividends)
✔ Industry-specific risks
2. Predictable Renewal Premiums
One of the main challenges for small businesses is managing fluctuating insurance costs at renewal time. We analyze historical claims data and industry trends to offer stable renewal rates. By being proactive, we provide our clients with claims experience reports on a semi-annual or quarterly basis (depending on the group size), allowing them to make timely adjustments to their plan design, not just at renewal time when it might be too late.
3. Data-Driven Advisory for Smarter Decision-Making
We go beyond basic health insurance plans by offering:
✔ Personalized recommendations based on claims history and industry benchmarks
✔ Risk mitigation strategies to reduce long-term costs
✔ Access to expert insights on cost-saving measures and employee wellness initiatives
By reinforcing these core benefits, Wescan Insurance Brokers empowers Alberta businesses to offer competitive health insurance packages that support employee well-being without compromising your budget.
As Alberta’s small business sector grows, so does the need for affordable, stable, and customized health insurance plans. Wescan Insurance Brokers is here to help businesses navigate the complexities of health insurance while maintaining cost efficiency.
Get a Free Consultation Today
Contact Us
Looking for the best health insurance plans and customized coverage for your small business in Alberta? Contact Wescan Insurance Brokers for a free consultation and let our team help you find the best coverage at the most competitive rates.
📞 Call us today at 403-903-2898 | 587-430-0516
📧 Email us at info@wescaninsurance.ca
Benefits Plans: Why do We Need them?
Benefits for your employees play a crucial role in attracting and retaining top talent. Offering comprehensive benefits plans can increase employee satisfaction and loyalty, making it more likely for them to stay with your company long-term. In a competitive job market, having a strong benefits package can be a key differentiator for your organization. Why You Need Health Benefit ? Read More…
Employees can get coverage at a lower cost than most personal plans.
This is because group plans pool together the risk across many individuals, allowing insurance providers to offer lower premiums. Additionally, administrative costs are spread over a larger group, further reducing expenses for each member. As a result, employees can access the same level of coverage at a cheaper rate than purchasing individual insurance policies.
Help Protect Your Employees and Their Families Health
Financial security is essential for employees’ peace of mind and overall well-being. By providing robust benefits plans, employers can help alleviate financial stress related to unexpected medical expenses or retirement savings. This support enables employees to focus on their work, knowing they have a safety net in place for themselves and their families.
Help Reduce Financial Stress if Something Happens
Employer-sponsored health plans often offer more extensive coverage options and networks compared to individual plans. They can also provide tax advantages for both employers and employees, making them a cost-effective solution. Additionally, these plans often include wellness programs that promote healthier lifestyles, contributing to a more productive and engaged workforce.
Our Services
Life Insurance helps to ease the financial strain on an employee’s family by providing a non-taxable lump sum benefit to the family should the employee pass away.
- Choose to offer a flat coverage amount or a multiple amount of the employee’s salary
- An employee may be eligible to convert to an individual policy if he or she leaves the company
- Premiums may be waived up to age 65 if the employee becomes disabled
In addition to life insurance for employees, some carriers also offer coverage for an employee’s spouse and dependents. Read More>>
What you need to know about disability insurance
If you had a life-changing accident or were diagnosed with a critical illness tomorrow, would you and your family be able to cope? Ten years ago, Janet Freedman was rushing out the door of her home for work. Her arms loaded with tax returns, she missed a step on the stairs on her front porch and fell, hitting her head on the concrete. When her neighbours found her, she was barely conscious, with her head trapped between her own front steps and those of the house next door. Read More>
In recent years, the shift away from government-provided pensions has made it increasingly important for individuals and organizations to take a proactive approach to retirement planning. Here’s a brief overview of the retirement savings programs and services you offer:
1. Group Registered Retirement Savings Plans (RRSP): RRSPs are a tax-advantaged way for employees to save for retirement. Contributions are deductible from taxable income, and investment growth is tax-sheltered until withdrawal. Read More>
Trusted Insurance Providers We Partner With
