No one really wants to think about life insurance. But if someone depends on you financially, it’s a topic you can’t avoid. Getting life insurance doesn’t have to be hard (or boring). We have some answers to common questions about life insurance so that you can make informed decisions about protecting your loved ones financially.
Why is life insurance worth it?
What does life insurance cover?
Married or partnered couples
Married or partnered couples with kids
What is the average life insurance cost?
A healthy 30-year-old can get a $250,000 20-year level term policy for just $13 a month.
How much life insurance do I need?
As an easy rule of thumb, experts recommend having life insurance that equals between 10 to 15 times your gross income. But many people need even more than that. To get a more accurate idea of how much life insurance to buy, check out our calculator.