WSA, What is it and What’s Covered?
A wellness spending account (WSA) is a taxable account that you and your dependents can use for anything your employer decides for your wellness.
Alternative and Complementary Therapies
- Acupuncture
- Ayurvedics
- Cryotherapy
- Holistic Healing
- Homeopathy Reiki Therapy
- Respiratory Therapy
- Sensory Deprivation
- Sexology
- Sleep Therapy
- Speech-Language Therapy
- Traditional Chinese Medicine
Assistive Devices, Supplies, & Equipment
- Acoustic Coupler
- Artificial Eye or Limb
- Artificial Kidney Machine
- Assistance Animal
- Assisted Breathing Device
- Assisted Communication Devices
- Audible Signal Device
- Bathtub, Shower, Toilet Assistance Device
- Blood Coagulation Monitor
- Bone Conduction Receiver
- Bone Marrow Transplant
- Brace For A Limb
- Braille Note-Taker Device
- Braille Printer
- Breast Prosthesis
- Custom Made Wig
- Electronic Bone Healing Device
- Electronic Or Computerized Environmental Control System
- Extremity Pump Or Elastic
- Support Hose
- Hearing Aid
- Hospital Bed
- Incontinence Products
Devices
- Inductive Coupling Osteogenesis Stimulator
- Infusion Pump
- Large Print-On Screen Mobility Devices
- Needles & Syringes
- Optical Scanner
- Oxygen Tent
- Pacemaker
- Page-Turner Device
- Phototherapy Equipment
- Pressure Pulse Therapy Device
- Rocking Bed
- Special Television Signals Decoder
- Spinal Brace/ Support
- Sudden Infant Death Syndrome Prevention Device
- Truss For A Hernia
- Visual Or Vibratory Signaling Device
Curious What Else is Covered?
Now, We have a convenience of a Visa Prepaid Card available to pay for your WSA expenses at the point-of-sale.
Features and Benefits of the Aya Prepaid Card
- No Credit Check
There’s no credit check needed to obtain a prepaid card. - No Bank Account Required
You don’t need a bank account to obtain or use this card, making it a great option for those without a traditional banking relationship. - Available to Those with No Credit History
This card is available for customers who are unable to obtain a credit card due to unsatisfactory or no credit history. - Widely Accepted
Our prepaid cards can be used almost anywhere that major payment methods are accepted, for both in-store and online purchases. - Budgeting Tool
Use it as a budgeting tool to avoid overspending, as you can only spend what is loaded onto the card. - No Debt Risk
Since you’re only spending money that has been pre-loaded, there’s no risk of incurring debt. - Avoid Overdraft and NSF Fees
You can avoid overdraft or overlimit fees, as the card stops working when it reaches a $0 balance. Additionally, there are no non-sufficient funds (NSF) fees if your balance is too low to make a purchase. With typical NSF fees averaging $45, this can save significant costs. - Transparent Fees
There are no hidden fees. All fees are clearly outlined in the application form, so you’ll know exactly what you’ll be charged. - Safer Than Cash
The card is safer than carrying cash and comes with a zero-liability guarantee. - No Lock-In
You can transfer out your money and stop using the card at any time, with no further fees once you stop using it.
These features make the Aya Prepaid Card easy to use with worldwide acceptance and no risk of overspending.
Reasons Why This Prepaid Card May Not Be Right for You
(Ask us about our pay-as-you-go option!):
- No Interest Earned
You won’t earn interest on the balance of this prepaid card. If you plan to deposit a large balance and leave it unused, this may not be the right choice for you. - Does Not Build Credit
Prepaid card activity is not reported to credit agencies, so it won’t help build your credit score. - May Have Higher Fees
If you’re looking for a low-fee or no-fee product, this card could be more expensive than traditional debit or no-fee credit cards.
