Group Health Insurance in Saskatchewan
Boost Employee Retention with Affordable Group Benefits for Small Businesses in Saskatchewan
Wescan Insurance Brokers (WIB) has been serving Saskatchewan’s small businesses for the past few years. We specialize in group benefits for small businesses in retail, heavy machinery, agriculture, landscaping and have the resources to customize affordable and sustainable plans for any type of business between 2 to 99 employees. Our head office is in Calgary, AB and has been in business since 2012. Our strong partnerships with carriers like Sunlife, Manulife, Canada Life, Equitable Life, Cooperators, Desjardins, and RBC Insurance and more ensure that we can provide affordable and comprehensive group benefits for small businesses.
By leveraging strong carrier partnerships, we provide affordable and competitive group benefits plans that help businesses attract and retain top talent. As part of our marketing strategy for Saskatchewan, WIB is committed to providing Market Research & Comparative Product Analysis, Plan Optimization, and advice on the Benefits Dollar Maximization Principle (BDMP), ensuring your group benefits plan remains cost-effective, adaptable, and sustainable for the long term.
Understanding Saskatchewan’s Small Business Landscape
Saskatchewan’s economy is powered by agriculture, mining, oil & gas, construction, and retail. Small businesses play a critical role in these industries, creating high demand for customized and cost-effective group benefit plans.
WIB has built a significant presence in retail, heavy machinery, and landscaping, although, there are emerging opportunities in sectors such as construction, agriculture, logistics, and professional services. We have helped small businesses in Saskatoon, Regina, and Prince Albert. By expanding into these industries, we can also service small businesses in other cities, like Lloydminster, Moose Jaw, Swift Current, Weyburn, Humboldt and more with customizable and affordable group benefits.
Why Choose Wescan Insurance Brokers for Your Small Business Benefits in Saskatchewan?
Wescan Insurance Brokers stands out from competitors by providing flexible and cost-stable group benefits solutions tailored to Saskatchewan’s Small Business needs. Our key values to get the best small business group benefits include:
1. Customized Benefits Plans
We understand that every business is unique. Unlike off-the-shelf small business group benefits packages and health plans in Saskatchewan, our advisors work closely with business owners to tailor coverage based on:
✔ Employee needs and group demographics
✔ Budget and benefit dollar allocation
✔Occupation
✔Annual Earnings (Base Salary, Commissions, Bonuses & Dividends)
✔ Industry-specific risks
2. Predictable Renewal Premiums
One of the biggest challenges for small businesses is dealing with fluctuating benefits costs at the time of renewal. We analyze historical claims data and industry trends to provide stable renewal rates. We believe in being proactive and offering our clients claims experience reports on a semi-annual or quarterly basis (depending on the group size), so they can make changes to their plan design on a timely basis and not at the time of the renewal, when it is too late.
3. Data-Driven Advisory for Smarter Decision-Making
We go beyond basic benefits plans by offering:
✔ Personalized recommendations based on claims history and industry benchmarks
✔ Risk mitigation strategies to lower long-term costs
✔ Access to expert insights on cost-saving measures and employee wellness initiatives.
By reinforcing these core benefits, Wescan Insurance Brokers empowers Saskatchewan businesses to provide competitive group benefits packages that support employee well-being without compromising your budget.
As Saskatchewan’s small business sector grows, so does the need for affordable, stable, and customized group benefits solutions. Wescan Insurance Brokers is here to help businesses navigate the complexities of group benefits while maintaining cost efficiency.
Get a Free Consultation Today
Contact Us
Looking for the best health plans and customized group benefits plan for your small business in Saskatchewan? Contact Wescan Insurance Brokers for a free consultation and let our team help you find the best coverage at the most competitive rates.
📞 Call us today at 403-903-2898 | 587-430-0516
📧 Email us at info@wescaninsurance.ca
Benefits Plans: Why do We Need them?
Benefits for your employees play a crucial role in attracting and retaining top talent. Offering comprehensive benefits plans can increase employee satisfaction and loyalty, making it more likely for them to stay with your company long-term. In a competitive job market, having a strong benefits package can be a key differentiator for your organization. Why you need health Benefits Read More…
Employees Can Get Coverage at a Lower Cost than Most Personal Plans.
This is because group plans pool together the risk across many individuals, allowing insurance providers to offer lower premiums. Additionally, administrative costs are spread over a larger group, further reducing expenses for each member. As a result, employees can access the same level of coverage at a cheaper rate than purchasing individual insurance policies.
Help Protect Your Employees and Their Families Health
Financial security is essential for employees’ peace of mind and overall well-being. By providing robust benefits plans, employers can help alleviate financial stress related to unexpected medical expenses or retirement savings. This support enables employees to focus on their work, knowing they have a safety net in place for themselves and their families.
Help Reduce Financial Stress if Something Happens
Employer-sponsored health plans often offer more extensive coverage options and networks compared to individual plans. They can also provide tax advantages for both employers and employees, making them a cost-effective solution. Additionally, these plans often include wellness programs that promote healthier lifestyles, contributing to a more productive and engaged workforce.
Our Services
Life Insurance helps to ease the financial strain on an employee’s family by providing a non-taxable lump sum benefit to the family should the employee pass away.
- Choose to offer a flat coverage amount or a multiple amount of the employee’s salary
- An employee may be eligible to convert to an individual policy if he or she leaves the company
- Premiums may be waived up to age 65 if the employee becomes disabled
In addition to life insurance for employees, some carriers also offer coverage for an employee’s spouse and dependents. Read More>>
What you need to know about disability insurance
If you had a life-changing accident or were diagnosed with a critical illness tomorrow, would you and your family be able to cope? Ten years ago, Janet Freedman was rushing out the door of her home for work. Her arms loaded with tax returns, she missed a step on the stairs on her front porch and fell, hitting her head on the concrete. When her neighbours found her, she was barely conscious, with her head trapped between her own front steps and those of the house next door. Read More>
In recent years, the shift away from government-provided pensions has made it increasingly important for individuals and organizations to take a proactive approach to retirement planning. Here’s a brief overview of the retirement savings programs and services you offer:
1. Group Registered Retirement Savings Plans (RRSP): RRSPs are a tax-advantaged way for employees to save for retirement. Contributions are deductible from taxable income, and investment growth is tax-sheltered until withdrawal. Read More>
Trusted Insurance Providers We Partner With
