WSA, What is it and What’s Covered?
A wellness spending account (WSA) is a taxable account that you and your dependents can use for anything your employer decides for your wellness.
Alternative and Complementary Therapies
Assistive Devices, Supplies, & Equipment
Devices
Aya Prepaid Card – Simple, Secure & Flexible
Enjoy worldwide acceptance with no credit check, no bank account required, and no debt risk. The Aya Prepaid Card helps you budget confidently, avoid overdraft fees, and spend only what you load—backed by transparent fees and zero-liability protection.
Safer Than Cash
The card is safer than carrying cash and comes with a zero-liability guarantee.
Budgeting Tool
Use it as a budgeting tool to avoid overspending, as you can only spend what is loaded onto the card.
No Debt Risk
Since you’re only spending money that has been pre-loaded, there’s no risk of incurring debt.
Widely Accepted
Our prepaid cards can be used almost anywhere that major payment methods are accepted, for both in-store and online purchases.
No Bank Account Required
You don’t need a bank account to obtain or use this card, making it a great option for those without a traditional banking relationship.
Transparent Fees
There are no hidden fees. All fees are clearly outlined in the application form, so you’ll know exactly what you’ll be charged.
Available to Those with No Credit History
This card is available for customers who are unable to obtain a credit card due to unsatisfactory or no credit history.
No Lock-In
You can transfer out your money and stop using the card at any time, with no further fees once you stop using it.
No Credit Check
There’s no credit check needed to obtain a prepaid card.
Avoid Overdraft and NSF Fees
You can avoid overdraft or overlimit fees, as the card stops working when it reaches a $0 balance. Additionally, there are no non-sufficient funds (NSF) fees if your balance is too low to make a purchase. With typical NSF fees averaging $45, this can save significant costs.
These features make the Aya Prepaid Card easy to use with worldwide acceptance and no risk of overspending.
Reasons why this prepaid card may not be right
Ask us about our pay-as-you-go option!
No Interest Earned
You won’t earn interest on the balance of this prepaid card. If you plan to deposit a large balance and leave it unused, this may not be the right choice for you.
Does Not Build Credit
Prepaid card activity is not reported to credit agencies, so it won’t help build your credit score.
May Have Higher Fees
If you’re looking for a low-fee or no-fee product, this card could be more expensive than traditional debit or no-fee credit cards.
What Our Clients Say About Us
Real stories from businesses and individuals who trust us for expert guidance, reliable coverage, and lasting peace of mind.
Trusted Insurance Providers We Partner With
We collaborate with leading, reputable insurance providers to offer reliable coverage, competitive options, and solutions you can trust with confidence.
