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Blog
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Do you know about flexsave ?
- November 24, 2020
- Posted by: Deepak
- Category: Blog
No CommentsDo you know about WHAT IS FLEXSAVE? WHY FLEXSAVE? HOW DOES IT WORK? WHAT IS FLEXSAVE? FlexSave™ is a Private Health Services Plan (PHSP) that helps incorporated business owners and self-employed individuals with employees pay the health and dental expenses of themselves and their employees in a tax-effective and cost-efficient manner.FlexSave™ works very differently than
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Beneficiary Designations – A Quick and Easy Way to Make a Big Difference
- July 6, 2018
- Posted by: Wescan Insurance
- Category: Blog
Written By Mr. Ian Tod B.A.(Econ), MBA, CFP, CLU Advance Markets Specialist, HUB Financial Inc Shared By Deepak Jotwani, Director, Wescan Insurance Brokers We will begin by going through many of the most common beneficiary designations, show how they should look and point out some of the issues that can occur. Estate: We sometimes see the estate
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What is Trust and Types of Trusts?
- June 7, 2018
- Posted by: Wescan Insurance
- Category: Blog
In law a trust is a relationship where property is held by one party for the benefit of another party. A trust is created by the owner, also called a “settlor”, “trustor” or “grantor” who transfers property to a trustee. The trustee holds that property for the trust’s beneficiaries. A trust is simply a mechanism by which assets can be held for the
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Can Artificial Intelligence (AI) enhance Employee Engagement?
- May 29, 2018
- Posted by: Wescan Insurance
- Category: Blog, Innovation
Notwithstanding where you stand on the AI (and other technologies like Machine Learning (ML) and Natural Language Processing (NLP)) debate, the truth is the technology is already here – in your workplace – and it holds tremendous promise for the future of Employee Engagement. Over the last few decades’ companies have realized the impact employee
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What is an HCSA (Health Care Spending Account)?
- May 29, 2018
- Posted by: Wescan Insurance
- Category: Blog, Finance & accounting
A Health Care Spending Account (HCSA), also known as a Health Spending Account (HSA), is an individual employee account that provides reimbursement for eligible health care expenses or other benefits that are not covered under provincial health insurance plans or other benefit plans sponsored by the employer. A Health Spending Account can be implemented on
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Mandatory Contracts and Non Mandatory Group Benefits Contracts
- April 30, 2018
- Posted by: Wescan Insurance
- Category: Group Benefits
Mandatory Contracts require 100% Participation of all eligible employees who are actively at work and satisfying the hourly requirements outlined in the booklet. Non Mandatory requires either 75% or 85% of all eligible employees. The plan administrator in this case is responsible for ensuring that 75% or 85% of all eligible employees are on the