Individual Health & Dental Benefits in Canada
Get Comprehensive Health and Dental Coverage
Enjoy peace of mind with private health and dental insurance. Whether self-employed, between jobs, or without group benefits, our flexible individual plans fill the gaps left by government health coverage—protecting you from unexpected medical and dental expenses.
Why Choose Individual Health & Dental Insurance
Coverage for prescription drugs, dental visits (cleanings, fillings, exams), vision care, and extended health services like physiotherapy.
Plans available for those with or without pre-existing medical conditions.
Flexible options and family-friendly rates; protect yourself and your loved ones.
How It Works
Review Options based on your health and dental care needs.
See your estimated monthly premium instantly
Peace of mind for health, dental, vision and more.
Who Can Apply?
- Canadian residents aged 18 and over
- Must be covered under a government health care plan
Plan Highlights
- Dental care: Exams, cleanings, fillings, and extractions
- Prescription drugs: Coverage for most essential medications
- Vision care: Eye exams and glasses/contacts (select plans)
- Extended benefits: Coverage for registered therapists, specialists, and even travel (depending on plan)
Frequently Asked Questions
Group insurance is provided by employers; personal insurance is purchased individually and follows you if you change jobs or retire.
Many plans offer guaranteed acceptance; some require a health questionnaire. Coverage options exist for most needs.
Yes, family and child rates are available.
Manulife Health & Dental Plans
Flexcare® Health & Dental insurance
Flexible and affordable insurance tailored to you
- Take your coverage with you, even if you have a job change or a change in your health
- Get additional coverage if you’re 65+
- Get special rates when you buy insurance for families with three or more children
- Live a healthier life with Manulife Vitality!**
Health & Dental Guaranteed Issue Enhanced insurance
Comprehensive health coverage – no medical questions asked when you apply
- Guaranteed Acceptance plans
- Pre-existing medical conditions can be covered
- High prescription drug max, dental, vision and extended healthcare benefits
- Emergency medical travel insurance included
FollowMe™ Health & Dental Insurance
Protection that begins when your employee health benefits end
- Guaranteed Acceptance plans*
- Get special rates for couples and families with three or more children
- 15-30 days emergency medical travel coverage available
- Live a healthier life with Manulife Vitality!
Need Help?
Our licensed advisors are here to answer your questions and help you pick the right plan.
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Critical Illness
What would happen to your finances if you were diagnosed with a critical illness tomorrow? Most people focus on life insurance, but few consider the financial impact of surviving a serious health crisis. Critical illness insurance bridges this gap by providing immediate financial support when you’re diagnosed with conditions like cancer, stroke, or heart attack—giving you the freedom to focus on what matters most: getting better.
Contact us
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Call Us
Please give us a call Monday – Friday from 8AM to 6PM MST. Call Marketing – 403-903-2898 or Call Service – 825-449-9002
Get a Quote
Protect yourself from surprise health and dental costs. Start your quote now!



